Do You Have A Retirement Plan? Spencer Mecham Does…

The ongoing pandemic has changed the lives of people in many ways.

Some have lost their jobs, some have been furloughed while others have been forced to work from home.

One result of all this is that many companies are downsizing their office space so, even when things return to some level of “normal”, more people will be working from home at least part-time.

With all this disruption, have you been giving any thought to your retirement plan?

Do you even have one?

Spencer Mecham does.

He plans to retire at the ripe old age of 35.

Spencer, in case you’ve never heard of him, is an affiliate marketer (you can read more about him here).

Like many of us, he struggled in the beginning, trying to earn that first commission.

He spent several years trying to get some kind of success with affiliate marketing and wasn’t really getting anywhere with it.

Then, in 2018, after switching up the way he was doing things, he became the #1 affiliate for Clickfunnels.

Spencer Mecham - Free Case Study

That was the year he made over $1,000,000 in commissions just from promoting Clickfunnels.

He’s promoted other products since then and made even more money.

But he doesn’t want to spend his life working, even if it is in a fun job like affiliate marketing.

Almost all of us trade time for money, either working for ourselves or someone else.

And, when we stop working, we stop earning money.

But the bills still need to be paid.

And who wants a miserable retirement where you’re living off state benefits that barely allow you to make ends meet, even after you have to make sacrifices in your quality of living?

So, with an eye on all that, this is Spencer’s retirement plan…

It’s interesting that the biggest bet he’s making is on cryptocurrency.

I made that bet myself in 2013-2016 when I was buying Bitcoin myself.

But I got out way too early.

I sold off my cryptos when they’d gone up in value 10 times.

A great return by any measure, but if I’d held onto them, they’d now be worth 100 times what I paid for them originally!

So, I too am getting back into cryptocurrencies.

It’s not too late despite what you might have heard.

One way to build up your crypto portfolio is through trading cryptocurrencies and, in an earlier post, I talked about a program that teaches a couple of simple profitable trading strategies.

Another program I looked at is Cash FX which , I have to say, I was pretty dubious about when I started.

But, every day, I earn about 1% on my initial investment and every Saturday, the week’s earnings are added to my wallet.

It’s a slow burner but it’s one I’ve decided to start promoting and I’ve built a sales funnel to promote the offer.

My post here talks about the program and this post shows my results after 4 weeks in it.

If you’re interested in buying some cryptocurrency yourself, sign up with Coinbase here and you’ll get a free $10 worth of Bitcoin if you buy $100 worth or more.

It’s not a lot, but it is still free money! smiley face

I don’t have any plans to get into real estate myself, though I do have some stocks.

Like any provably good marketer, Spencer sells his own affiliate marketing training course.

Spencer's Affiliate Marketing Training Course

If that’s something you’re interested in, you can check it out here, along with the exclusive bonus package I’m providing for it.

So, back to the burning question: Do You Have A Retirement Plan?

All the best,

Gary Nugent

P.S.: Don't forget, if you want to create an internet income of your own, here's one of my recommended ways to do that:


And you can get some free training here on how to build an online business and start list building here:



  1. Hi, good info you have here. I don’t have a good retirement plan so that’s the reason I start affiliate marketing in march 2020. With affiliate marketing, it takes some time but it is worth it! I almost give up once and now happy to have continued because I’m starting to see results. Thank you for sharing with us. I still consider myself a beginner and we learn a lot from you guys who start a long time ago.
    Thanks again

    • Congratulations on sticking with affiliate marketing, Lyne. Many potential marketers give up too soon because they either want or expect fast results.

      And, as you’re now seeing, you’re starting to see some real results from your efforts.

      I always try to use the analogy that doing affiliate marketing is like running a marathon rather than a sprint.

      You’ve gotta be ready for the long haul and think medium- to long-term.

      And that’s the approach you’ve taken.

  2. Gary,

    This is awesome. I actually have been following Spencer as well for a little over a year. I watch all his videos on YouTube and subscribe to his blogs as well. I have to admit, I’ve learned a lot from him over the course of watching and following. Anyone reading this would benefit from following him as well. He offers up the best advice for anyone wanting to get into Affiliate Marketing.

    I recently watched his video on getting into Bitcoin and decided to start that today as well. I attempted to click on your Coinbase link, but it didn’t work I’m afraid.

    I’m all for helping other marketers out, since I’ve been blogging myself for the past year. It’s really, the best business model out there, but it takes patience and perseverance to be successful.

    Thanks for sharing this! Loved it!


    • Hi Katrina, thanks for letting me know about the dud Coinbase link. It’s fixed now.

      In my experience, there aren’t many mentors out there like Spencer who provide quality training and genuinely care about their students’ success. Zach Crawford is another one. Both are down-to-earth guys who’ve seen some hard times before they saw success. Both engage with their students every day, helping out in any way they can.

      I keep kicking myself about getting out of Bitcoin too early. I can’t really complain though as I did earn 10x my original investment in it.

      I actually have another site called Bitcoin Newsflash which is dedicated to cryptocurrencies.

      I’ve added small bits of new content to it over the last couple of months now that I’m getting back into the crypto world.

      I’ll be posting about my progress in different programs there if that’s something you’re interested in following.

      I agree that affiliate marketing is the best long-term business model that people looking to make money online should follow.

      And the fastest way to achieve success is to find a quality mentor and not make the common mistakes that cause people to fail.

      What you can earn from investing in or trading with cryptocurrencies can far outstrip what you can earn as an affiliate marketer, but the risks of losing money are far, far higher too.

      I’m only investing what I can afford to lose so, if Bitcoin tanks in the future, I’m not left broke!

      I’ve looked at a couple of trading strategies but I never seem to be able to find the time to actually apply the strategies and set up trades.

      That’s one of the reasons I invested with Cash FX – they do all the trading for me and I earn about 1% per day.

      Now, they are trading on the Forex (a $5 trillion per day) market rather than in the cryptocurrency market (a market of a few $10s of billions per day).

      But investments are paid in with Bitcoin and withdrawn as Bitcoin, so that’s the cryptocurrency connection there.

      It’s an interesting time for those of us who’ve chosen to make a living online. Smiley Face

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.